On May 15, we gathered at BCP Global in Brickell for the latest Miami Fintech Club session—The Future of Digital Investments. The conversation was timely, sharp, and surprisingly human.
With an audience spanning founders, advisors, investors, and ecosystem leaders, our panel brought together:
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David López M, CAIA – Director, Alternatives LatAm & US Offshore, BlackRock
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Santiago Maggi – Senior Managing Director, BCP Global
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Daniel Farmer – Executive Chairman, FigTree
Moderated by Alejandra Pulido, the discussion explored how AI, alternative assets, and platform innovation are reshaping wealth management—particularly in and from Latin America.
Key Themes
1. Private Markets Are Opening Up
For years, access to alternatives—private equity, credit, infrastructure—was limited to institutions and ultra-HNW individuals. Now, thanks to new fund structures and digital platforms, the barrier to entry is dropping fast.
“Today, $50K can give you access to strategies that used to require $10M.”
— David López M, BlackRock
These new “semi-liquid” vehicles are changing how investors allocate capital and how firms build relationships with clients across generations.
AI Is the Silent Enabler
Rather than replace advisors, AI is enhancing operations, improving reporting, and creating smarter workflows. From rebalancing portfolios to reconciling taxes, it’s a co-pilot—giving both clients and advisors more clarity and speed.
“The advisor of the future won’t just be tech-savvy—they’ll be emotionally intelligent.”
— Daniel Farmer, FigTree
Adoption is uneven, especially across generations, but the shift is undeniable. The challenge? Building AI that’s compliant, contextual, and client-aware.
3. The Advisor’s Edge is Human
As Santiago reminded us, “Being five minutes early is just as bad as being five minutes late.” Founders must solve real, present-day problems—not just build what sounds innovative.
And while tech can amplify access, empathy remains the differentiator. The advisors who win will be those who understand both the data and the dynamics behind it.
For Fintech Founders: Build With Both Sides in Mind
A recurring message for builders: it’s not either/or. Not tech vs. trust. It’s tech-powered trust. Build platforms that handle complexity without erasing the human role. Understand your clients deeply—especially in LatAm, where digital habits, wealth structures, and generational dynamics differ from U.S. norms.
Final Word
The Miami Fintech Club exists to spotlight the conversations shaping our region’s future. This session was another reminder that innovation in fintech isn’t just about the tools—it’s about the people we’re building for.
Thanks again to our speakers, guests, and community partners for making this a space of meaningful dialogue.